Fred Loya Insurance

Oceanside, CA · Auto insurance agency

Rating
3.1/5
★★★☆☆ 3.1
Reviews
20
Rank in Oceanside
#10
of 27 insurance agents
City Percentile
31%
rating percentile
Address
Fred Loya Insurance, 1950 Oceanside Blvd Ste L, Oceanside, CA 92054
Phone
(760) 439-4133
Website
www.fredloya.com
Status
Closed · Opens 10 AM

Fred Loya Insurance is an insurance agent located in Oceanside, CA. It is one of 27 insurance agents listed in Oceanside. Its 3.1-star rating is slightly below the Oceanside city average of 4.4 stars. It ranks #10 of 27 insurance agents in Oceanside. There are 3 photos associated with this location.

About Fred Loya Insurance

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Hours

Saturday10 AM–2 PM
SundayClosed
Monday10 AM–1 PM, 2 PM–6 PM
Tuesday10 AM–1 PM, 2 PM–6 PM
Wednesday10 AM–1 PM, 2 PM–6 PM
Thursday10 AM–1 PM, 2 PM–6 PM
Friday10 AM–1 PM, 2 PM–6 PM

Customer Reviews

★★★★★ 5.0 Kevin Lam · Jan 2026

Omar was helpful and insightful about the rates and explained to me how to pay and get the correct coverage

★★★★★ 5.0 Omar Anguiano · Jan 2026

Omar is the best agent in all of San Diego. Thank you Omar.

★★★★★ 5.0 amelia garcia · Feb 2025

Rosario is amazing she is a true professional she explains things thoroughly and is very patient with customer even as the office was full of other customers waiting. she clearly knows what’s she’s doing truly appreciate her time. Give this woman a raise. Fred Loya is lucky to have her working there.

★☆☆☆☆ 1.0 guilebaldo mendez · Jun 2023

If I could give them zero stars I would. They have no idea what they are doing and are unaware of their policies. People lack customer service. Honestly this place seems sketchy. Got in a car accident& the other driver was at fault. They didn't fight for my case and I had to pay the damages. They used the excused that the other insurance didn't answer. Worst insurance ever!

★☆☆☆☆ 1.0 Chelsie O'Brien · Jan 2021

I cannot stand having them as my insurance company. They were fantastic when we lived in Texas but when we moved to CA, both the vista & Oceanside locations are awful. Any time I go in there, I get a call 2 days later saying they forgot something & I need to come back. They’re clueless & not thorough whatsoever. Do not recommend.

Accessibility & Amenities

✓ Identifies As Latino Owned ✓ Onsite Services ✓ Online Appointments ✓ Wheelchair Accessible Entrance ✓ Wheelchair Accessible Parking Lot ✓ Wheelchair Accessible Restroom ✓ Wheelchair Accessible Seating ✓ Gender Neutral Restroom ✓ Lgbtq Friendly ✓ Transgender Safespace ✓ Credit Cards

Services

Auto insurance agencyInsurance company

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This listing is informational. Contact the business directly to verify credentials, services, and availability.