Hector Lugo Agency

Highly recommend Hector for health insurance. He was knowledgeable, quickly walked us through the options, and helped my retired parents maximize coverage while keeping costs down. Efficient, practical, and zero wasted time — exactly the kind of broker you want to work with.

My car sank into snow could not get it out. I called Hector he told me to use progressive app. Which he walked me through and helped. Within 20 minutes my car was pulled out by a tow truck. Let me say Hector Lugo is awesome he calmed me down told me u was covered and helped me rhythm whole process. Not only that but later on in the day he called me to make sure I was ok and doing good. Hector thank you and I appreciate you and the fact that you genuinely care.

I had an amazing experience working with Hector Lugo! I was in the process of looking for an insurance plan and felt very overwhelmed doing it all on my own. That's when Hector came in and changed my entire experience. He was incredibly knowledgeable, patient, and made the entire insurance application process so easy. He took the time to explain everything clearly and made sure I understood my options. He always made sure I knew he was reachable and was very flexible around my work schedule throughout the entire application process. Thanks to his help, I was able to secure the perfect insurance plan that fits my needs. Highly recommend him to anyone looking for a trustworthy and helpful agent! 😊

I had a great experience working with Hector! I was looking for health and dental insurance plans and was confused with all the different options. Hector took the time to understand my situation and explain the covered services and the terminology (deductible, coinsurance, out-to-pocket, etc.) and how that would apply to my situation. He even helped me compare the costs under different plans and check whether the doctors and hospitals are within network. With his help, I was able to make an informed decision on choosing a plan that works best for me. Hector was professional, knowledgeable, and patient throughout the entire process. I highly recommend him!

We had a great experience working with Hector recently! He was super helpful in breaking down all the options and the intricacies within each relative to our needs. Hector was not only helpful but also a pleasure to work with! Couldn't recommend him enough, he is a pro!