Unum

My employer pays for our disability insurance. I had surgery requiring over 6 weeks of recovery no matter how many times my doctor submitted claim it was denied each time. Unum has been sued numerous times for fraud. Do not rely on this insurance to be there when needed for short term let alone long term care!

I recently was offered Unum as an added benefit to my current Scripps insurance as a nurse. I added 4 different things and I am so lucky I did. I am grateful for this additional support during my surgeries and disability time. Customer service has been great every time and communication via email has been excellent. Great job. Thank you Unum staff

Unum is the worst! It is bad enough that you have a situation that requires disability but makes it more so when the company handling your claim is completely incompetent. I did not deal directly with the San Diego office to my knowledge. As part of my employee benefits, the company I work for uses Unum as an intermediary for FMLA and SDI. I filed a claim through their website and followed up with them. I had surgery. My surgeon's team provided the physician's statement. I received a call from Unum on the day of my surgery which I returned the following day. They needed my employer's statement. I followed up with my Benefits Manager and HR. There was no record of this being sent to the company. After two weeks my Benefits Manager discovered the request had been sent to the wrong co

Horrible place to get insurance through please avoid at all costs!!!! I have a friend that I have been taking care of that uses this Company she has no stomach wall it’s impossible for her to work they haven’t paid her a penny because she Won a small settlement that caught her up on all her bills they haven’t been paying her since she’s been on disability and she’s been on disability for sometime but they are going through extreme Measures now to disqualify her from being covered stating that she can work after the state had already made a ruling that she is disabled they are fighting all of her doctors stating that they have doctors that are more qualified in determining her dependency please avoid this company at all costs we are currently seeking counsel on this matter We hope that n

Rude & Enept at serving disabled even when Dr has written certification for disability as well as being proven 100% disabled by a Judge in court.