The Live Oak Insurance Agency

St Simons Island, GA · Insurance agency

Rating
5.0/5
★★★★★ 5.0
Reviews
20
Rank in St Simons Island
#1
of 12 insurance agents
City Percentile
55%
rating percentile
Address
The Live Oak Insurance Agency, 1700 Frederica Road Suite 202 St. Simon's Island, St Simons Island, GA 31522
Phone
(912) 434-4220
Website
liveoakssi.com

The Live Oak Insurance Agency is an insurance agent located in St Simons Island, GA. It is one of 12 insurance agents listed in St Simons Island. Its 5.0-star rating is above the St Simons Island city average of 4.8 stars. Based on combined rating and review volume, it currently ranks first among insurance agents in St Simons Island. There are 9 photos associated with this location.

About The Live Oak Insurance Agency

Full Service Independent Insurance Agency

Customer Reviews

★★★★★ 5.0 John Fellers · Nov 2025

My wife and I recently purchased a new home in coastal Georgia. It's exciting to be retiring to such a beautiful part of the country but also challenging to get everything in order when you live out-of-state. My wife called a number of insurance companies and spoke to a number of agents. Live Oak Insurance Agency stood out among the others. Rachel was excellent - very knowledge, thorough and pleasant to work with. She answered all our questions and the agency provided the best rates and coverage. Our policy was finalized and available to us before closing even though their office was being relocated that week! We are very happy we chose Live Oak Insurance Agency. Phil and his team provide great service and really care about their clients.

★★★★★ 5.0 Teacher One · Feb 2026

Avery is very customer service oriented. She answered all my questions promptly and sent me follow up messages. I’m thrilled to do business with people who genuinely care.

★★★★★ 5.0 Skip Slocum · Oct 2025

My prior insurance company canceled my auto insurance and increased my home-owners price. I went to Live Oak Insurance and Avery acted within 24 hours with new insurance that had more coverage at a lower price. Waited more than 2 weeks for other agents for a quote and got higher prices. They respond immediately. Almost unheard of these days. I have referred two friends.

★★★★★ 5.0 John Schroeder · Oct 2025

Working with Phil and the Live Oak Agency on quality insurance for the condominium associations I manage has been a great experience. Their knowledge of the unique needs of these associations was invaluable during the search for providers, underwriting, and getting the best price for coverages. I look forward to partnering more associations with Live Oak. I have and will continue to recommend Phil and his team.

★★★★★ 5.0 Maxwell Johnson · Sep 2025

A truly incredible experience. I was having so much trouble working directly with other big brand insurance companies. After weeks of frustration, my lender referred me to The Live Oak with Rachel. A quick 20-30 minute call and I was done! Not long after, she got back to me with the quote, which saved me about 15%, and she got it off to my lender. It couldn’t have been easier. I couldn’t recommend them more.

Accessibility & Amenities

✓ Wheelchair Accessible Entrance ✓ Wheelchair Accessible Parking Lot

Services

Insurance agency

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This listing is informational. Contact the business directly to verify credentials, services, and availability.