HOAIC

St. Charles, IL · Insurance agency

Rating
1.3/5
★☆☆☆☆ 1.3
Reviews
13
Rank in St. Charles
#26
of 33 insurance agents
City Percentile
22%
rating percentile
Address
HOAIC, 2440 Production Dr, St. Charles, IL 60174
Website
hoaic.com/contact-us

HOAIC is an insurance agent located in St. Charles, IL. It is one of 33 insurance agents listed in St. Charles. Its 1.3-star rating is slightly below the St. Charles city average of 4.5 stars.

Customer Reviews

★☆☆☆☆ 1.0 Patrick Abshire · Mar 2026

Taking pictures of our kids playing in the back yard. Lucky us we just switched companies after 9 years. They were easily bending us over a barrel spending over $5000 a year for a 1300 square foot house in a neighborhood. Then when we decide to switch, they send out an inspector without informing us. He quietly knocked on the door then ran to the backyard 20 seconds later only to take pictures of my kids playing in the back yard. The only announcement he made to my wife was as he was leaving saying I’m all done with homeowners insurance of America. So glad I’m done with this company.

★☆☆☆☆ 1.0 Joe Trujillo · Feb 2025

The worst insurance company I have ever dealt with. They tried to take advantage of our client by paying her less than 50% of what her roof would cost. The independent inspector they sent out was unable to identify the roofing material. The claim is approaching 1 year from the file date and it is still not complete. They decided to identify the roofing material a few weeks ago which turns out to be the material we told them it is. Richard Ellis and his manager Ryan Davis will try and prolong the process even further if you point out their mistakes on the estimate. I asked Ryan Davis if I could speak to his supervisor and he refused. This insurance company is a joke. They have been reported to the Superintendent of Insurance. Hopefully they will be banned from our state. Stay away

★☆☆☆☆ 1.0 GiGi A · Mar 2025

Worst insurance company ever. Wanted to cancel our homeowners insurance due to wood rotting on our shed. We just bought this house and the shed is not even attached to the home. I’m not insuring the shed (that we don’t even use), I’m insuring the house. This is ridiculous. Have only had them for 3 weeks and I’m already looking for a different insurance company. No wonder they have bad reviews.

★☆☆☆☆ 1.0 William Engelhaupt · Oct 2024

They are a great insurance company when you pay years of premiums (which went up $3000 this year) and never file a claim. Once you file a claim, things change. My house was damaged in Hurricane Beryl and the roof was damaged. They told me only half the roof had damage and they would only fix half of it and surprise, it is under my deductible. So when the other half gets damaged or fails, it will be under the deductible also. I will find a different insurance company and will never use them again, horrible.

★☆☆☆☆ 1.0 Pam Culbert · Dec 2024

We had a claim in 2020 from tropical storm Zaida in Greenville, SC. There were several things that were not repaired by the contractor. We complained to Homeowner’s and asked for someone to come and inspect. They sent someone out but told her that she could only take one picture. We had SEVERAL issues that needed to be addressed. Consequently, here we are 4 years later and those issues were never resolved. I DON’T recommend them AT ALL!!

Accessibility & Amenities

✓ Wheelchair Accessible Entrance ✓ Wheelchair Accessible Parking Lot

Services

Insurance agency

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This listing is informational. Contact the business directly to verify credentials, services, and availability.