Heart of Florida Insurance Group

Ryan Turner is very thorough and patient. He works in a timely and responsive manner to provide both the right quote(s) and more importantly, the explanation of the quote(s). Thank you Ryan for resolving the confusion and getting the job done!

Both my wife and I are very fortunate to have found an agent like Xiomara. She is caring, understanding, insightful, and has just been very helpful to us. Thank you Xiomara for going beyond what was expected!

Im happy to verify that Heart of Fl uses Insurances Services Organization (ISO) estimates a home’s protection class. This group determines property and casualty insurance protection class for your home and can save you a lot of money. For example Marion County/Ocala is PPC 2.

Xiomara Lugo is the most patient, helpful agent anyone could ask for. Especially after 2 Hurricanes when we were so stressed out.

I recently had the pleasure of working with Margarita for my insurance needs, and I couldn't be more satisfied with her service. From the very beginning, Margarita was attentive, knowledgeable, and incredibly patient. She took the time to understand my specific requirements and provided me with several options that were both comprehensive and affordable. Margarita's expertise in the field was evident as she explained each policy in detail, ensuring that I was fully aware of what I was getting. She was always available to answer any questions I had, no matter how small, and her friendly demeanor made the entire process stress-free. What truly sets Margarita apart is her commitment to her clients. She went above and beyond to make sure I was comfortable with my choices and even followed up